Thursday 25 June 2015

First Home Buyers Stay Tuned

"It's time to get the know-how, to take the right path to the right home and the right future."

At All About Loans we understand that buying your first home can be extremely daunting, but not only daunting, confusing as well.

New research performed by ME (previously ME Bank), has found that a large portion of people under 30 know very little about the mortgage market.

The research found that only 15 per cent of young adults were "confident" they knew enough to find the right home loan for their situation.

If you are one of the many who aren't confident in this area the questions can pile up and make it easy for you to put off the decision to buy your own home.

  • How much do you need to save for a deposit on a mortgage?
  • How do you go about saving it?
  • What property should you buy?
  • Do you have enough income to pay back a mortgage?
  • What if interest rates go up?
  • Which lender should you speak with to secure your home loan?

These are all important questions and the informed answers for your particular situation can't just be found through a simple google search.

You are right to hesitate before moving forward.

But remember, if you are paying rent it's likely that you are already paying off someone else's mortgage, and unless you are putting a large chunk of your income into savings, your financial situation will be stagnant.

Buy your own home. Stop paying rent. Start paying off your own mortgage.

This is a step in the right direction for your financial position, and one that will have a huge range of benefits. It may even be more affordable than renting.

So it's time to start thinking about making the move.

It's time to get the know-how, to take the right path to the right home and the right future.

Over the coming weeks All About Loans will be publishing a series of articles on all the things you need to know to make that next step. We will answer the questions that are blocking your path forward.

Stayed tuned for our upcoming post on the Costs of Securing Your Home Loan.

As always if you want answers fast on how to buy your new home, get a free lending assessment from All About Loans with a simple phone call.

Call: 0732525208


For more information on ME's research visit: http://thenewdaily.com.au/money/2015/06/10/australians-worryingly-clueless-home-loans/

Photo Credit: Maureen Didde
https://www.flickr.com/photos/maureendidde/













Don Farquharson,
Loan Solution Expert
Owner & Principal Lender of All About Loans

Friday 19 June 2015

Lender Drops Interest Rate Below 4%: Limited time only

All About Loans has just received news hot-off-the-press of an amazing variable rate of 3.99%.

This limited time offer is available to first home buyers, next home buyers and owner occupiers who want to refinance their home loan.

This impressive rate comes from one of the newest lenders on our panel. It's a standout deal that won't last long, so now is the time to act.

This rate applies to Principle and Interest Loans only and does not apply to investments property loans.

To discuss how to get this exceptional rate on your home loan get in touch with All About Loans.

Call 0732525208 and secure this excellent offer!